Making Cents Of Finance - Financial Education

The world seems to be more financially uneducated than ever. So, we decided to take matters into our own hands by educating this generation on how to manage their finances properly.

We don't just want you to be financially educated, we want you to be financially free. That is why we give you the information you need to start taking steps towards financial freedom today!

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Ethan Lang

Feb 19, 2020
3 min

U.S. Credit-Card Debt Reaches $930 Billion

According to the Wall Street Journal, total credit-card balances have risen $46 billion to $930 billion over this last quarter. With debt...

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Ethan Lang

Dec 4, 2019
2 min

How To Make A Free 100% Return

This is not a get rich quick scheme. This is not some forex or bitcoin trading course. This is a way you can get an automatic 100% return...

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Ethan Lang

Nov 27, 2019
2 min

Why You Need to Look at Expense Ratios.

With a multitude of different funds in the market today, it is important to know more than just their past returns. Despite this, many pe...

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Ethan Lang

Nov 20, 2019
3 min

The 6 Rules of Stock Market Investing

Investing in the stock market can be an extremely difficult task; however, abiding by a set of rules can drastically increase returns. He...

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Ethan Lang

Nov 6, 2019
3 min

Why a House Is Not Always an Investment

A house can be an amazing investment if you buy at the right time and hold for a lengthened period of time. However, that does not mean t...

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Ethan Lang

Oct 23, 2019
2 min

Emergency Fund Basics

Most people know that an emergency fund is important, but there is a lot of confusion about how much money you should have in your emerge...

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Ethan Lang

Oct 16, 2019
2 min

Budgeting for College Students

While budgeting can be extremely difficult while in college, if you just follow a few steps, getting out of college with little to no stu...

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Ethan Lang

Oct 9, 2019
2 min

What Is a Dividend?

Investopedia defines a dividend as, “the distribution of reward from a portion of the company’s earnings and is paid to a class of its sh...

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Ethan Lang

Oct 7, 2019
2 min

Why Millionaires Are Millionaires.

Although many individuals truly believe that there is some magical investment strategy unbeknownst to the middle and lower class, this is...

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Ethan Lang

Oct 2, 2019
2 min

The 3 Rules of Credit Cards

While credit cards are a crucial part of raising your credit score and attaining various rewards if you do not follow the rules outlined ...

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Ethan Lang

May 13, 2019
2 min

Why You Should Check Your Subscriptions

Okay, so this might not be one of the normal investing for retirement topics I usually talk about, but I think and believe the informatio...

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Ethan Lang

May 7, 2019
4 min

Too Young to Think about Retirement? Think Again.

Do you think you're too young to think about retirement? Do you ever say this to yourself: “Oh, I'm so young; retirement is 40 years away...

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Ethan Lang

Mar 13, 2019
3 min

How To Attack Credit Card Debt

Many people in the world we live in today were never educated about how to utilize credit cards properly. Because of this, many Americans...

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Ethan Lang

Mar 8, 2019
3 min

If You Would Have Invested 1 Million Dollars 10 Years Ago

Have you ever thought about what would have happened if you would have invested your money at the very bottom of the 2008 financial crisi...

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Ethan Lang

Mar 6, 2019
2 min

How Early Retirement Is Possible.

What would life be like if you could retire early? Would you lie on a beach with your toes in the sand, or would you stay cozy at home re...

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Ethan Lang

Mar 1, 2019
3 min

The Amorality of Money

In the CBS News article “The Secret Meaning of Money” Mark Jaffe states that “money is just money.” Is that really all money is? Money. I...

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Ethan Lang

Feb 27, 2019
3 min

Why Real Estate Investing Can Be So Powerful

When millionaires were interviewed about how they acquired their wealth, over half of them disclosed that they got rich through real esta...

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Ethan Lang

Feb 22, 2019
2 min

The Three Fund Investment Portfolio

What Is The Three Investment Portfolio? The three investment fund portfolio consists of three index funds. To educate on the subject, an ...

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Ethan Lang

Jan 16, 2019
2 min

The Importance of Diversification

Have you ever desired to gain consistent returns while also minimizing risk? Well, diversification just might be the antidote to your pro...

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Ethan Lang

Jan 11, 2019
4 min

Inevitably, Why Markets Crash.

As investors, you probably have wondered why markets crash and how to profit from them. From the Tulip Mania crash back in the 1600s to t...

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Ethan Lang

Dec 14, 2018
2 min

The 15 Year Mortgage Debunked.

Although a large number of financial professionals, such as Dave Ramsey, preach about the necessity of buying your home on a 15-year mort...

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Ethan Lang

Dec 6, 2018
2 min

What's A REIT And How Do I Benefit From One?

What Is A REIT? A REIT, aka a real estate investment trust, is a company that invests in both residential and commercial real estate. Thi...

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Ethan Lang

Nov 23, 2018
4 min

Why Index Funds Are Superior To Mutual Funds

Imagine gazing at the crystal blue ocean, while you lie on a blanket of warm sand, sipping from your glass of wine. As you relax, your mi...

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Ethan Lang

Nov 20, 2018
2 min

How To Raise Your Credit Score

For one to improve their credit score, they must first understand how it is calculated. A credit score is calculated from 5 different fac...

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